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California Consumer Privacy Act (CCPA) Disclosure

Effective as of: November 20, 2023

This CCPA Disclosure is designed to inform California residents about how www.zerodebt.io ("we," "our," or "us") collects, uses, and shares personal information in compliance with the California Consumer Privacy Act (CCPA). We respect your privacy rights and are committed to protecting your personal information.

1. Categories of Personal Information

We Collect We may collect the following categories of personal information:

1.1. Identifiers‍

This may include your name, email address, postal address, phone number, and IP address.

1.2. Financial Information

We may collect financial information such as credit card numbers or bank account details for processing transactions, but we do not store this information on our servers.

1.3. Internet and Network Activity

We collect information about your interactions with www.zerodebt.io, including browsing history, search history, and information regarding your interaction with our website or advertisements.

1.4. Geolocation Data

We may collect your precise geolocation information with your consent when you use location-based services on www.zerodebt.io.

2. Purposes of Collecting Personal Information

We collect and use your personal information for the following purposes:

2.1. To provide you with access to our financial advisory services and products.

2.2. To process and fulfill your transactions and requests.

2.3. To improve and personalize your experience on www.zerodebt.io.

2.4. To communicate with you, respond to your inquiries, and send you updates, promotional materials, and newsletters if you have opted in to receive them.

2.5. To comply with legal obligations and protect our rights, property, and safety.

3. Sharing Personal Information

We may share your personal information with third parties for business purposes, including service providers, affiliates, and partners. These third parties are contractually obligated to maintain the confidentiality and security of your personal information and are not permitted to use it for any purpose other than those specified in our agreements with them.

4. Your Rights

As a California resident, you have the following rights regarding your personal information under the CCPA:4.1. Right to Know

You have the right to request information about the categories of personal information we have collected, disclosed, and sold about you in the past 12 months.

4.2. Right to Delete

You have the right to request the deletion of your personal information that we have collected, subject to certain exceptions.

4.3. Right to Opt-Out

You have the right to opt out of the sale of your personal information, if applicable.

4.4. Right to Non-Discrimination

We will not discriminate against you for exercising your CCPA rights.

5. Contact Information

If you have any questions or concerns regarding our CCPA practices or this disclosure, please contact us at: support@ZeroDebt.io

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